ARMs: The unexpected benefits

During his term as chairman of the Federal Reserve, Alan Greenspan suggested in 2004 that Americans who had stuck with fixed-rate mortgages were overpaying for their homes.

Buying local: Better for banks, too

Locavores argue that shopping in neighborhood stores boosts the local economy, and buying veggies from the farm just out of town reduces your carbon footprint. Now research suggests local is also better when it comes to banking.