History suggests decreased subsidies hit patients and insurers in equal measure.
Medicare could save more than $4 billion per year—without detriment to patients—if patients were discharged to skilled nursing facilities, rather than long-term care hospitals, for postacute care.
People often choose the wrong approach to paying off credit-card debt.
Expanding health-insurance subsidies can benefit both patients and providers, but the dynamics are complicated.
Consumer-finance experts usually advise people with balances on multiple credit cards to pay off the card with the highest interest rate first.