Canceling all US student debt would mostly benefit high earners
Tying repayments to income could provide more-targeted relief.
Government policy has created a $1.5 trillion student-loan crisis
Schools’ eligibility for federal loans has oscillated over the course of decades.
How effective were stimulus checks in the US?
Household spending responses were driven largely by access to cash, research finds.
How powerful is financial inclusion?
The story of the Freedman’s Bank suggests that fighting for trustworthy bank access can improve outcomes but isn’t enough to close the racial wealth gap.